Cancer Insurance - PRUSafe BreastCancer

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Cancer Insurance - PRUSafe BreastCancer

Overview

Benefits

Affordable premiums

From $9¹ for 12 months coverage

Coverage for all stages of breast cancer

$10,000 coverage against breast cancer for peace of mind

Easy application

No medical checks, just answer a health declaration and sign up through the Pulse by Prudential app

What is PRUSafe BreastCancer?

PRUSafe BreastCancer is an affordable cancer insurance plan that provides women aged 19 – 39 with coverage against the top female cancer.

A 12-month automatically renewable plan² that can be purchased easily via the Pulse by Prudential app, aims to provide you with peace of mind so that you can DO life to the fullest.

Sign up for PRUSafe BreastCancer and be among the first 500 customers to receive a $5 voucher today!
*Terms and conditions apply.

Download FAQs

Key Benefits

Affordable premiums

Protect against the top female cancer from $9¹ for a 12-month term.

Coverage against all stages of breast cancer

Receive a lump sum payout of $10,000³ when you are diagnosed with any stage of breast cancer.

Easy application through Pulse by Prudential

With no medical checks required, getting protected against breast cancer is now a breeze. Answer a health declaration and sign up today.

*Terms and conditions of PRUSafe BreastCancer Promotion (“Promotion”)

Promotion Details

Definitions:
1. “Prudential” means Prudential Assurance Company Singapore (Pte) Limited.
2. “Pulse User” means any person who has downloaded and registered for the Pulse app which is a health and wellness application launched by Prudential.
3. “Eligible Customer” means refers to a customer who is eligible for the Promotion by satisfying the eligibility criteria below.
4. “Reward” means the $5 gift eVouchers from participating merchants such as Grab, GrabFood and Dairy Farm. Please note that these merchants are subject to change.
Eligibility
The promotion is eligible for any Pulse User who has signed-up for PRUSafe BreastCancer from 31 December 2020 – 31 March 2021 and is among the first 500 customers to purchase PRUSafe BreastCancer.

Note: PRUSafe BreastCancer is only for Eligible Customers between 19 and 39 years old.
Reward
1. An Eligible Customer will receive a $5 gift eVoucher upon completing the purchase.
2. Each Eligible Customer will be entitled to a maximum of one (1) Reward per life assured.
Reward Redemption
Prudential will issue a SMS (“Redemption Notification”) to each Eligible Customer within 21 working days of the Eligible Customer completing the purchase of PRUSafe BreastCancer. Eligible Customers shall be solely responsible for ensuring that they provide Prudential with a valid phone number or email address for the purpose of redemption. The Eligible Customer agrees and accepts that Prudential will not be responsible for any consequences arising from his/her failure to provide Prudential with a true, complete and accurate phone number or email address and/or notify Prudential of any change(s) to his/her phone number and email address. Reward must be redeemed within two (2) months from the date of Redemption Notification. If an Eligible Customer fails to claim his/her Reward within the stipulated redemption period in the Redemption Notification, his/her Reward will be forfeited, and the Eligible Customer shall not have any claim against Prudential for such forfeiture. Further details of the redemption procedures will be set out in the Redemption Notification.

General Terms and Conditions

By participating in the Promotion, each Eligible Client is deemed to have accepted and agreed to be bound by these Terms and Conditions and any other instructions, terms and conditions that Prudential may issue from time to time.
Prudential assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, garbled or delayed electronic transmission which may limit an Eligible Client’s ability to participate in the Promotion.
Prudential has the sole and absolute discretion to exclude any Eligible Client from participating in the Promotion without any obligation to furnish notice and/or reason.
Prudential reserves the right to disqualify or disregard any Eligible Customer who does not comply with the terms and conditions contained herein.
Prudential may at its discretion forfeit the Discount, or, if already awarded, reclaim the Discount at the expense of the Eligible Customer without payment, compensation, or having to give any reason whatsoever in the event Prudential subsequently discovers that the Eligible Customer is not eligible to participate in the Promotion and/or to receive the Discount.
Prudential shall not be liable for any loss of, damage to, defects, delay, mis-delivery or non-delivery of the Discount.
Prudential reserves the right to request for the Eligible Customers’ proof of eligibility, identity and/or otherwise for the purposes of verifying the Eligible Customer’s claim to the Discount. Prudential is under no obligation whatsoever to disclose the identity of the Eligible Customers or to publish the same for any reason at any point of time.
The Discount is not exchangeable for cash, credit or any other items of equivalent value. The validity period of the Discount is non-extendable. Prudential will be under no obligation to replace or pay to Eligible Customers the value of any Discount that are not utilised by the Eligible Customers before the end of the validity period of the Discount as may be stipulated by Prudential and/or relevant merchants.
The Promotion is not valid in conjunction with other promotions carried out by Prudential.
By participating in this Promotion, each Eligible Customer agrees and consents under the Personal Data Protection Act (Cap 26 of 2012) to the collection, use and disclosure of any and all personal data of the Eligible Customer by/to Prudential, advertising and promotional agencies of the Promotion and such other third party, in Prudential’s absolute discretion, consider appropriate or necessary in connection with the Promotion and redemption of Discounts.
If an Eligible Customer provides Prudential with personal data of any third party, that Eligible Customer hereby:
1. Agrees on behalf of that third party to be bound by the terms and conditions contained herein; and
2. Consents on behalf of that third party, to Prudential’s collection, use, disclosure and processing of his/her personal data in accordance with the terms and conditions contained herein.
Prudential shall not be liable for any third party’s misuse of the Eligible Customer’s submitted information and photograph as a result of the Eligible Customer taking part in the Promotion.
Unless prohibited by law, participation in the Promotionconstitutes permission for Prudential, its advertising and promotional agencies to use any of the Eligible Customer’s names, and/or likeness for advertising and promotional purposes. Each Eligible Customer further agrees and acknowledges that the copyright and all other intellectual property rights in and to all photographs or audio-video or other recordings of the Eligible Customer taken or made in connection with the Promotion shall vest solely and absolutely in Prudential without any compensation to the Eligible Customer.
Prudential may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person, (i) suspend, cancel or terminate the Promotion, or (ii) delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion. Prudential’s determination of all matters in connection with the Promotion and the Discount shall be final, binding and conclusive. Prudential is not obliged to give any reason or prior notice on any matter concerning the Promotion or the Discount. No appeal, correspondence or claims will be entertained. Prudential has the right and discretion to determine whether a party has met the requirements of the Promotion and/or to receive the Discount. Eligible Customers and/or shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.
By participating in the Promotion, all Eligible Customers agree and undertake to, at all times, indemnify, keep indemnified, and hold Prudential, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by Prudential’s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and client or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Promotion, acceptance or usage of any Discount/Reward, and/or any breach or purported breach of these terms and conditions and/or any applicable law.
In the event of any inconsistency or discrepancy between the terms and conditions contained herein and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, the terms and conditions contained herein shall prevail.
Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Promotion, in particular the Discounts, are the property of their respective owners. Prudential is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.
Failure by Prudential to exercise any of its right or remedy under the terms and conditions contained herein does not constitute a waiver of that right or remedy.
The terms and conditions contained herein shall be governed by Singapore law and the Eligible Customers agree to submit to the exclusive jurisdiction of the courts of Singapore.
A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.

Footnotes

¹Premium is based on female non-smoker, aged 20 – 25 ANB (age next birthday).

²The policy is automatically renewable on a yearly basis, up to age 39. However, premium rates and policy renewal are not guaranteed.

³Payout is subject to definition and conditions found in the policy document that can be downloaded from the Pulse by Prudential app. There is a waiting period of 90 days from the cover start date. Survival period of 7 days upon diagnosis of breast cancer is applicable before a claim can be made.

Additional Notes

This is only product information provided by us. You should seek advice from a qualified advisor if in doubt.

Premiums are not guaranteed and may be adjusted based on future claims experience.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Before replacing an existing accident and health policy with a new one, you should consider whether the switch is detrimental, as there may be potential disadvantages with switching and the new policy may cost more or have fewer benefits at the same cost.

There are certain conditions such as pre-existing conditions, whereby no benefits will be payable. These are stated as exclusions in the policy documents. Please refer to the policy documents for details.

This is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents.

The information contained herein is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 31 December 2020.